General
SAC Finance, Inc. (“SAC Finance”) operates this web site (“Site”) to provide information about products, services, and employment opportunities offered by SAC Finance. By accessing and using this Site, you agree to each of the terms and conditions (“Terms of Use”) as defined herein.  SAC Finance reserves the right to modify these Terms of Use at any time without giving you prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. The last date these Terms of Use were revised is July 5, 2007.

Use of Site
You may use this Site for the following purposes:

You may use this site only for lawful, non-commercial, non-public, personal use.

Information about products, such as payment amounts and required down payments, are reasonably estimated in this Site, and may not be equal to actual amounts.  Actual payment amounts and required down payments may differ from those amounts provided in this Site, based on factors such as creditworthiness and contract terms.

If you apply for credit using the appropriate portion of this Site, you hereby agree that SAC Finance may subsequently need to obtain additional information from you in order to fully complete the processing if your application. After your credit application is fully processed, SAC Finance will forward to you via U.S. Mail a notice of adverse action if any such adverse action applies to your application for credit. Additionally, if you are a resident of Ohio, SAC Finance will forward to you via U.S. Mail a notice of approval if adverse action does not apply to your application for credit.

If you apply for employment using the appropriate portion of this Site, you hereby agree that SAC Finance may subsequently need to obtain additional information from you in order to fully complete the processing if your employment application.

Errors and Inaccuracies
The contents of this Site may contain typographical errors or other errors or inaccuracies and may not be complete or current. SAC Finance therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. SAC Finance does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

Links to Third-Party Web Sites
Links on the Site to third party web sites or information are provided solely as a convenience to you. If you use these links, you will leave the Site. Such links do not constitute or imply an endorsement, sponsorship, or recommendation by SAC Finance of the third party, the third-party web site, or the information contained therein. SAC Finance is not responsible for the availability of any such web sites.  SAC Finance does not guarantee that third party web sites are not free from viruses, spyware, or other malicious content.  SAC Finance is not responsible or liable for any such web site or the contents thereon. If you use the links to any third party web sites, you will be subject to the terms of use and privacy policy applicable to those web sites.

Disclaimer of Warranties
SAC FINANCE MAKES NO WARRANTY AS TO THE ACCURACY OR COMPLETENESS OF THE INFORMATION CONTAINED IN THIS SITE; ALL INFORMATION PRESENTED IS PROVIDED “AS IS”, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE; SAC FINANCE DOES NOT WARRANT THAT THIS SITE AND ITS ASSOCIATED SERVER ARE FREE FROM VIRUSES.

SAC FINANCE ASSUMES NO LIABILITY FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR OTHER DAMAGES ARISING OUT OF OR CONNECTED WITH YOUR USE OF THIS WEB SITE OR INABILITY TO ACCESS OR USE THIS WEB SITE, REGARDLESS OF THE FORM OF CAUSE OF ACTION ASSERTED.

Limitation of Liability
IN NO EVENT WILL SAC FINANCE BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER INDIRECT DAMAGES ARISING OUT OF (I) THE USE OF OR INABILITY TO USE THE SITE, THE SERVICE, OR THE CONTENT, (II) ANY TRANSACTION CONDUCTED THROUGH OR FACILITATED BY THE SITE; (III) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SITE, THE SERVICE AND/OR THE CONTENT, (IV) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR (V) ANY OTHER MATTER RELATING TO THE SITE, THE SERVICE, OR THE CONTENT, EVEN IF SAC FINANCE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THE SITE, THE SERVICE, THE CONTENT, OR WITH THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, SAC FINANCE’S LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW, BUT SHALL, IN NO EVENT, EXCEED $100.00.

Indemnification
You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless SAC Finance, its parent companies, subsidiaries, affiliated companies, joint venturers, business partners, licensors, employees, agents, and any third-party information providers to the Service from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, resulting from or arising out of your use, misuse, or inability to use the Site, the Service, or the Content, or any violation by you of this Agreement.

User Conduct
You agree to use the Site only for lawful purposes. You agree not to take any action that might compromise the security of the Site, render the Site inaccessible to others or otherwise cause damage to the Site or the content. You agree not to add to, subtract from, or otherwise modify the content, or to attempt to access any content that is not intended for you. You agree not to use the Site in any manner that might interfere with the rights of third parties.